Portugal D7 Visa: The Ultimate Guide

If you're considering a new life in Portugal, the D7 visa, often the gateway for those living off passive income, could be your ticket to this idyllic setting.

To determine your eligibility for this visa, you first need to understand and meet the specific Portugal d7 visa requirements. Once you qualify, obtaining the D7 visa will allow you to move to and reside in Portugal. Furthermore, after living there for five years, you may be eligible for permanent residency.

In this blog, we'll explore this visa and its benefits and reveal the application process and the requirements you'll have to meet. Let’s get started!

What Is Portugal D7 Visa?

The D7 visa is a legal document that allows you to enter and temporarily live in this country as a retiree or an individual subsisting on regular passive income. This document offers a path to residency for nationals who don't hold passports from Switzerland or countries in the European Union and European Economic Area.

The Benefits of Portugal's D7 Visa for Passive Income and Retirement 

When you acquire this legal document, you receive the following benefits:

  • Business Opportunities: Once you have this visa, you can work independently and start businesses in this country.
  • Favorable Tax Program: The non-habitual resident tax program may exempt you from some taxes on foreign source income. Though the program ended at the end of 2023, if you meet their exemption criteria you might still apply for it in 2024.
  • Family Reunification: You'll be able to move in your family through this country's family reunification. However, you'll need to prove your relationship to them, and have sufficient funds, and they'll need to meet certain criteria.
  • Access to Schengen Area: Once you've received this visa, you'll be able to travel to the countries in that region without a visa.
  • Path to Residency and Citizenship: This visa is a convenient way to gain access to a permanent residence permit and citizenship. In particular, after you've received this visa, you can apply for a residence permit until you've met the main requirement for a permanent residence.

What Are the Portugal D7 Visa Requirements?

The D7 visa has requirements to ensure that you're able to fund your own life in this country without having to rely on the government or the job market. Other requirements ensure that you're dedicated to living in this country as a law-abiding resident.

Let's dive deeper into what you need to apply for this visa.

Portugal d7 Visa Income Requirements

The first requirement we'll explore is the funds required. Whether you're receiving a pension or earning your income passively such as through shares in companies or real estate, you need to earn a minimum of €820 a month.

If you wish to bring your family with you, you should keep in mind that a spouse or partner incurs an additional 50%. Meanwhile, each dependent child you include on your application will require an additional 30%.

Here's a table breaking down these costs:


Family Size Yearly Minimum Income
Single €9,840
Married/Partnered €14,760

with 2 Dependent Children


The yearly amount should be on your account when you submit your application. However, you should remember that this is only a minimum amount and the income you should earn is what allows you to live the plentiful, luxurious life you desire.

Legal Requirements

Firstly, you'll need to apply as an 18-year-old or older, which ensures you're a legal adult. Then, you'll need to have citizenship from a country that isn't in the European Union, European Economic Area, or Switzerland. Citizens of those areas already have the right to travel to Portugal. Therefore, they don't need this visa. Lastly, you'll need proof that you haven't committed crimes. This ensures that you're not a danger to the local community.

Requirements for Family Reunification

For your family members to join you, you'll need to prove that they're related to you in the following ways:

  • Spouse/Partner
  • Child under 18
  • Incapacitated Child 
  • Unmarried, Student Dependent Child
  • Dependent Parent
  • Sibling under 18

On your spouses/partner's side of the family, you can still include them in your application if they're their dependent parent or their child under 18 or incapacitated.

Requirements for Residence

To receive this visa, you'll need to prove you have purchased or rented a home in this country. Additionally, you'll need to live in the country for 16 months during the first 2 years. Otherwise, the government may invalidate your residence permit.

How to Apply for a Portugal D7 Visa 

This application requires you and/or a representative to be in this country to complete certain steps. Let's dive into the application process.

1. Receive a TaxPayer Number

The first step in your D7 application is to acquire a taxpayer number. This number is necessary to secure a home and open a bank account.

2. Open a Bank Account

After you've acquired your taxpayer number, you should open a bank account in this country. While you're opening your account, you'll have to prove how you're receiving your passive income. In this bank account, you'll need to deposit the amount required for a year for you and your family.

3. Obtain a Residence

Now that you have a Portuguese bank account, you'll need to purchase or buy a home. If you choose to rent a home, you should consider a yearly contract.

4. Acquire a Health Insurance

After you've secured a home, you should buy health insurance from a company that operates in this country. Nevertheless, you'll have access to the country's national healthcare after you receive your residence permit.

5. Submit Your Application

Finally, you can submit your filled application to a Portuguese consulate and pay the associated fees. In addition, you'll have to include these documents:

  • Passport
  • 2 Color Photos
  • Medical Insurance Policy
  • Proof of Home Purchase/Rent
  • Taxpayer Registration Certificate
  • Your country's Police Clearance Certificate
  • Proof of Kinship between Family Members
  • Bank Statement from Your Portuguese Account


Apply for a Portugal D7 Visa 


Knowing Portugal d7 visa requirements is necessary for your visa application to succeed. These requirements include having sufficient income, a home in that country, and being a legal adult with no criminal record. Once you've met these requirements, you can collect the legal documents and accounts required and apply at a Portuguese consulate. Whether you wish to retire or live off passive income in this country, it is advisable to first seek guidance from experts like Vancis Capital regarding the visa process and the terms and conditions of living in Portugal.

Take charge of your future with our expert advisors

Get in touch to discuss how we can help you with your citizenship or residency by investment goals. One of our investment migration experts will contact you to discuss your case. With over 16 years of combined experience our team has helped hundreds of families achieve freedom.