Malta
Residency by Investment

€150,000+

Real Estate Investment

6-8 months

Time to Residency

Yes

Travel to Schengen Zone

Why Choose Malta Permanent Residency by Investment?

Malta is a welcoming country located in the Mediterranean Sea. Residents of Malta enjoy beautiful weather for most of the year. In addition, the country has excellent education and healthcare systems.

The Malta Permanent Residency by Investment program involves slightly less rigorous due diligence and vetting processes than the Citizenship by Investment program. However, the Government of Malta ensures that only individuals with impeccable reputations are admitted. Since Malta has been a member of the European Union since 2004, residents can enjoy the benefits of being part of the EU.

Malta Permanent Residency by Investment: Legal Framework

Malta Permanent Residency by Investment program operates under the Immigration Act (CAP. 217) – L.N. 121 of 2021. This law permits investors to settle, stay, and live permanently in Malta. Additionally, it grants them access to the Maltese real estate market.

Malta is a welcoming country  located in the Mediterranean sea. Residents of Malta enjoy beautiful weather for most of the year. In addition, the country has outstanding education and healthcare infrastructure.

Compared to its citizenship by investment program, applicants for the residency program undergo slightly less rigorous due diligence and vetting processes. Nevertheless, the Government of Malta ensures that only those with impeccable standing and repute will be admitted. As a member of the European Union since 2004, residents of the country can enjoy the benefits of the EU. 

Malta’s residency by investment program falls under the legislation of the Immigration Act (CAP. 217) – L.N. 121 of 2021. This allows investors the right to settle, stay, and reside permanently in Malta with access to the Maltese Real Estate Market. 

Quick Facts

Population

>500,000

Capital

Valletta

Currency

Euro

Total Area

316km2

Visa Free Countries

186

Language

Maltese, English, Italian

Malta Residency Benefits

Becoming a Malta resident will open new opportunities to the investor and transform their lives.

A 'Safe Haven'

Malta enjoys a politically stable climate with a growing economy. As an investor, you and your family are not obligated to live in Malta, but have the possibility to live there whenever you need to. 

Global Business Opportunities
New Business Opportunities

For business owners looking to easily expand into the European market, a Maltese residency will open new doors. With the country’s membership in the union, you can open a business in Malta and trade across the EU.

Access to the European Union

Given its member status in the European Union and the Schengen Zone, Malta is part of the vast network of countries in Europe that allow free travel without borders in the Union. Traveling inside the EU can be incredibly difficult and frustrating for foreigners. A Malta residency can create new freedom.

Why Malta

The Maltese residency by investment program provides a more straightforward and simpler alternative compared to the citizenship by investment program. To investors looking to establish a base in Europe, becoming a Malta resident is a great option for themselves and their family.  

Investment Options & Other Fees*

In order to obtain a permanent residency in Malta, you have to fulfill multiple requirements. In addition to the two outlined options below, an investor must have at least €500,000 in available assets and €150,000 of liquid financial assets. These requirements have to be fulfilled for the first five years of the permanent residency.

*Please note that the below prices are not inclusive of miscellaneous government fees and a legal management fee calculated on a case-by-case basis. Prices are subject to change based on government regulations. Please contact one of our advisors for a personalized quote.

Option 1

Renting Real Estate
€150,000+

In addition to donating to a charitable organization and paying government fees, the investor must rent a property in Malta for five years. The minimum cost in the south of Malta and on the island of Gozo is €10,000 per year. For properties in the north and center of Malta the minimum rental cost is €12,000 per year.

Real Estate Rental Cost (minimum for 5 years)

€50,000+

Administrative Fee

€40,000

Contribution Fee

€58,000
+ €7,500 per parent or grandparent

Charitable Donation

€2,000

Option 2

Purchasing Real Estate
€370,000+

After paying a donation to a charitable organization and government fees, the investor purchases a residential property in Malta. Properties in the south of Malta and on the island of Gozo must cost at least €300,000. For properties in the north or center of Malta, investors must pay at least €350,000. The property can be sold after five years for a partial return on the initial investment.

Real Estate Purchase Cost

€300,000+

Administrative Fee

€40,000

Contribution Fee

€58,000
+ €7,500 per parent or grandparent

Charitable Donation

€2,000

Eligibility Criteria

In order to qualify to apply for a Malta citizenship, applicants must have: 

  • Clean Criminal Record 
  • Valid Passport (with a minimum validity of six months) 
  • National Identity documents from Country of Birth or Country of Residence 
  • Birth Certificates 
  • Additional Documentation including CVs, Education, and Work History
  • Valid Proof of Address 

 

Malta allows applicants to include their close family members as dependents on their Residency application. All family members receive their Residencies together and are eligible to apply for Citizenship together after a period of 7 years, and in consideration of all other criteria for Citizenship application set forth by the Government of Malta.

Eligible Dependents that you can include in an application are: 

  • The spouse of the applicant
  •  Unmarried children under 21 years of age, and dependent parents of either yourself or your spouse 
  • Children over the age of 21, but no older than 24, if they are studying.

Restrictions: All Nationalities are eligible to apply for a residency in Malta.

The Process

Free Consultation
(30-60 minutes)
Book a free consultation with one of our client advisors to discuss your fit to invest in a Malta residency.
Vancis Capital’s Due
Diligence (1 day)
Prior to signing any paperwork, our due diligence team will evaluate your ability to qualify for the program. All we require is your passport and one working day. If there are no issues, we will send you a client engagement letter.
Choose Real Estate Purchase
(up to 3 weeks)
Our team will present you with viable options for real estate purchases that are compliant with the Maltese government’s regulations. After selecting your preferred property, we will prepare all necessary documents.
Preparing your Documents (2-4 weeks)
Our experienced processing team will work with you to collect all the necessary documents for your real estate purchase and the following residency application. All of our clients receive a comprehensive service and support to obtain the documents necessary. Our team will fill out and proof all forms prior to your signature.
Purchasing the Real Estate
(together with document preparation)
Our team will work together with one of our partners in Malta to prepare a power of attorney that will allow them to open a bank account and obtain a taxpayer number on the investor’s behalf. Once the contract of sale has been signed, you will make the final payment for the property.
Collection of Real Estate
Documents (2-3 weeks)
Your appointed lawyer will file the property agreement with the land register office to obtain the certificate. You will receive all your documents with an official, certified translation.
Application for Residency (1-2 months)
During the time of purchasing the real estate, we will work on preparing all necessary documents to submit for your residence permit application. This application can be submitted by the investor, other family members on the application, or a lawyer. Biometric data is required in order to receive a residence permit card. If the investor and their family members are unavailable on the day of submission, the biometric data collection will take place another day. However, it has to take place in Malta.
Receive your Malta Residence
Card (1-2 months)
Malta will usually take 1 to 2 months to process your application for a residence card. Once approved, you and your family members will receive your Malta residence card. You can collect the cards yourself or have a lawyer do so on your behalf. Note, that the investor’s passport is needed for the collection.
Annual Review of Compliance
Malta's residency agency will conduct annual checks to ensure that you continue to meet the program's requirements and have at least €500,000 of assets in disposal. This check is conducted for the first five years.

Take charge of your future with our expert advisors

Get in touch to discuss how we can help you with your citizenship or residency by investment goals. One of our investment migration experts will contact you to discuss your case. With over 16 years of combined experience our team has helped hundreds of families achieve freedom.